Quick Westchester NY MLS Search

Browse All Westchester NY Under $400K Properties for Sale

135 South Highland Ave Unit #3B3, Ossining
$223,000
2 Beds ⋅ 1 Baths ⋅ 1058239 MLS
Sun-drenched and spacious, this two-bedroom, one bathroom co-op in the desirable Highland Terrace offers the perfect blend of serene nature and urban convenience. The versatile layout begins with a welcoming foyer, currently utilized as a flexible bonus space. A generous kitchen features abundant cabinet storage and sleek stainless-steel appliances, flowing seamlessly into a bright, airy living room bathed in natural light. The primary bedroom provides expansive closet space, while the flexible second bedroom is ideal for guests, a home office, or additional living area. Residents enjoy exceptional community amenities, including a refreshing swimming pool, basketball court and access to the historic Old Croton Aqueduct Trail—a paradise for outdoor enthusiasts and their pets in this pet-friendly community. Ideally situated less than two miles from the Ossining Metro-North station, this home provides a seamless commute while keeping you close to the natural beauty and vibrant energy of the Hudson River region. An exceptional opportunity for those seeking space, style, and accessibility that combines privacy, luxury, and convenience—a rare opportunity to own a truly turnkey home in one of Ossining's most sought-after complexes. Close to all shopping and amenities. Laundry and storage located in the basement of this building. Come see your new home in the exquisite Hudson Valley! ***Be advised that there are carpet rules. 100% of all BR's & LR are required to have fully padded, tacked down carpet. ***

135 South Highland Ave Unit #3B3, Ossining

135 Main Street Unit #302, Ossining
$215,000
1 Beds ⋅ 1 Baths ⋅ 1057950 MLS
Why rent when you can own? Welcome to your new home! In the heart of the Village of Ossining, is this charming 1-bedroom condo that offers the perfect combination of comfort and convenience! Enjoy a vibrant, walkable lifestyle with easy access to the train station, restaurants, shops, farmers' market, seasonal festivals, waterfront park, community recreation center, library, and more. Pet-friendly for both cats and dogs, with a maximum of two pets per unit. There is also laundry facilities in the basement available to all residents. Each unit has its own storage unit for added convenience. Owners may also obtain parking permits for both Village and train station parking. A new parking garage is currently being built behind the building providing more parking options as seen in the aerial photos. This property is part of the "Fair and Affordable" housing program and is subject to HOME Program affordability requirements. Prospective purchaser(s) must meet applicable income eligibility guidelines, be a first time homebuyer and occupy the unit as their primary residence; investors are not permitted. As of September 2026, household income may not exceed 80% of the Westchester County Area Median Income (AMI), with the following limits: 1 occupant: $95,000, 2 occupants: $108,600, 3 occupants: $122,150 - Income limits are subject to change. There is a $30,000 Westchester County subsidy is available for this unit which has already been accounted for in the listing price. Note: Photos have been digitally enhanced for informational purposes only. Property is being sold as-is. AGENTS: Please review the confidential remarks and all MLS attachments for additional requirements, eligibility information, and further instructions.

135 Main Street Unit #302, Ossining

609 Palmer Unit #7D, Yonkers
$329,000
2 Beds ⋅ 2 Baths ⋅ 1056251 MLS
Welcome to the Palmer House, a private gated community sited in Northeast Yonkers. The beautifully landscaped and park-like grounds, offers a rare blend of tranquility and convenience. Freshly painted, apartment 7D is a lovely corner residence located on the top floor, delivering stunning views. The open floor plan creates a bright, spacious living space. This unit is truly move-in ready. Commuters will appreciate the unbeatable access to Manhattan via Metro-North Railroad, local bus routes, and all major highways. Everything you need is within easy reach. The Palmer House Community features a Gatehouse with 24/7 security guard, renovated lobby, common laundry on lobby level, outdoor assigned parking ($75/month, guaranteed at closing), waitlist for a garage space, complimentary storage room, and bike room. Please note that the Minimum Financial Requirements for Purchase Applicants includes Minimum Equifax FICO 5.0 credit score of 740 or above per applicant required, a debt-to-income ratio must not exceed 30%, inclusive of maintenance, mortgage, taxes, and other real estate obligations. There is a minimum 20% total down payment required and 10% due at contract signing, balance due at closing. In addition a minimum two years of salary and employment history is required. Applicants must demonstrate a minimum cash balance sufficient to cover six months of living expenses post closing. Palmer House is a smoke free campus.

609 Palmer Unit #7D, Yonkers

14 Granada Crescent Unit #19, White Plains
$324,500
1 Beds ⋅ 1 Baths ⋅ 1058222 MLS
Welcome to resort-style living at the Granada Crescent development! This complex is a commuter’s dream, offering walking distance to the bus and close proximity to the Metro-North station in White Plains, providing a quick 45-minute commute to NYC's Grand Central Terminal. Additionally, the complex is located near excellent shopping and fantastic restaurants. Granada Crescent offers an array of desirable amenities, including a clubhouse with a kitchen, a private pool, and a playground with a BBQ area. There is plenty of parking, including two unassigned parking spaces and ample guest parking. This highly desirable, top-floor, move-in-ready 1-bedroom, 1-bathroom condo has been beautifully and fully renovated. The unit features a welcoming entrance foyer with a large closet and a spacious living room with rich flooring and a sliding glass door that opens onto a private balcony. The updated kitchen boasts quartz countertops and new stainless-steel appliances, flowing seamlessly into a bright, spacious dining area. The updated bathroom features a new, elegant vanity. For your privacy and convenience, the unit includes a full-sized, private in-unit washer and dryer. The large, king-sized bedroom features new flooring and tons of closet space. The unit also includes access to a large, private storage area with 24-hour access. The monthly association fee generously includes heat and hot water, in addition to covering the resort-style amenities, snow removal, and landscaping. Located in Building 14, this unit provides two convenient entrances: one at the front of the building and another via the walkway from the back. This condo is a real gem! Don’t miss out—call and schedule your private showing today!

14 Granada Crescent Unit #19, White Plains

52 Underhill Road Unit ##ML, Scarsdale
$239,000
1 Beds ⋅ 1 Baths ⋅ 1058116 MLS
Scarsdale Country Estates co-op! Cute as a button, this unit checks all the boxes for an easy, carefree lifestyle! Here's your chance to own in one of the most sought-after pre-war Tudor garden communities in Westchester. 52 Underhill Road, Unit ML, in the Cambridge Building is a one-bedroom, one-bathroom home in the award-winning Edgemont School District, and it is ready for you to move right in. Sunshine pours into this freshly painted home from the moment you step into the foyer. The sun-drenched living room flows right into the dining area, with gleaming hardwood floors and plenty of closets along the way. The kitchen is a showstopper, with brand-new stainless steel appliances, including a stainless steel microwave oven, an updated tile floor with tile inlay, and a window looking out over the playground. There is plenty of room for an eat-in kitchen area too! Want an even more open feel? A former doorway between the kitchen and dining room was sheetrocked over and can be reopened. A floor plan is in the additional documents. And here's something you rarely find in a co-op: no common walls and only one owner above, so this floor belongs to you! Your storage unit (Room #3) is right next to the apartment, and the laundry room, with updated machines, is just a hop and a skip beyond it. No hauling baskets across the complex! Pets are welcome, and having an on-site superintendent is such a plus. The complex also has a barbecue area for picnics and sunset dinners! Parking is free! Unassigned, first-come, first-served spots are on the grassy green area, with extra parking on Paradise, at the south complex lot, and across the street at Burger King. Want your own spot? Join the waitlist for assigned parking or a garage space, with garages at $125 per month. Commuters, this one is for you! The Bee-Line #65 bus picks up at the driveway and gets you to the Scarsdale Metro-North station in about 10 minutes, and from there express service has you at Grand Central in about 30. Station permits are available at both Scarsdale and Hartsdale. Prefer to drive? Three highways are minutes away: I-287, the Bronx River Parkway, and the Hutchinson River Parkway. Shopping, dining, and everything else you need are close by. The numbers are just as attractive. The unit carries 168 shares, and monthly maintenance is only $953.69, which includes heat, hot water, water, and sewer. Storage is $50 per month, electric is through Con Edison, and trash collection is public. The flip tax at resale is $10 per share. MANAGEMENT COMPANY IS LISTED SHOWN IN LISTING SHEET. Buyer requirements for Scarsdale Country Estates are a 20% down payment, a credit score of 750+, a maximum debt-to-income ratio of 33%, and post-closing reserves equal to six months of combined mortgage and maintenance. House rules must be signed and agreed to, and owners must live in the unit for two years before subletting. The sale is subject to co-op board approval. Where else in Westchester County can you find all of this at a price like this? Save money, invest, and travel, all while coming home to a community where everything is done for you and life is peaceful and serene. Don't miss it!

52 Underhill Road Unit ##ML, Scarsdale

Start Your Search

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 SmartMLS, Inc.

Under $400K Westchester Real Estate

Our website features the best real estate search for under $400k properties available in Westchester and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!